E.R.I.S.A.

Employee Retirement Income Security Act (ERISA)

Employees of most private companies that have private retirement and other benefits, including private LTD disability benefits, have certain protective rights under the Employee Retirement Income Security Act of 1974 (ERISA).

You should hire us immediately after you are first denied benefits. We know how to increase your chances of winning before your company finally decides your case. If you wait until you are finally denied by the company, we are not permitted to add to your file. But if you hire us after your initial denial, we can force the company to accept additional critical material and to guarantee your rights under the law not permitted after your final denial.

We have represented thousands of clients seeking disability. We have the staff to thoroughly prepare your case to make the best presentation of your claim.

In most situations, the federal ERISA law replaces state law on matters that otherwise would be controlled by state statute or court decisions. The United States Department of Labor also publishes regulations that must be followed.

Although the employee is entitled to certain rights in the claims process, there are specific time limits and procedures that must be followed to make a claim for disability benefits that have been initially denied. Our office represents people who seek disability benefits from the employer or the insurer. If you choose to hire our firm, typically no legal fees are payable unless you receive benefits.